Viber – RC IRK http://rc-irk.net/ Tue, 15 Nov 2022 17:22:00 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://rc-irk.net/wp-content/uploads/2021/06/icon-150x150.png Viber – RC IRK http://rc-irk.net/ 32 32 Messaging app Rakuten Viber is laying off 45 employees, 8% of the team https://rc-irk.net/messaging-app-rakuten-viber-is-laying-off-45-employees-8-of-the-team/ Tue, 15 Nov 2022 17:22:00 +0000 https://rc-irk.net/messaging-app-rakuten-viber-is-laying-off-45-employees-8-of-the-team/

Instant messaging app Rakuten Viber, which has 250 million users worldwide, has laid off 45 employees, accounting for 8% of the workforce. Around 20 of those released are based in Israel. The company employs 550 people worldwide and is making significant cuts for the first time since it was founded 12 years ago.

“Viber is realigning the business to invest and focus on developing its fintech and utility products and services. Following the launch of Viber’s payment capabilities in July 2022, the company’s business strategy is evolving in tandem with its ongoing product innovation,” the company said in a statement.

“Viber has made the difficult but significant decision to reduce its global workforce by 8% to reflect the shift in focus and changing market conditions. The strategic focus puts Viber on an exciting path to become more than just a messaging app as a real resource offering a wide range of services to its users. Viber thanks each team member who played a valuable role in getting Viber to where it is today. Our leadership team is working to ensure affected employees have the support they need to make their transition as smooth as possible.”

Viber has 250 million monthly users mostly from Greece, Hungary, Bulgaria, Philippines, Vietnam, Myanmar, Russia, Ukraine and Belarus.

]]> BINI partners with Viber to connect with fans https://rc-irk.net/bini-partners-with-viber-to-connect-with-fans/ Fri, 11 Nov 2022 12:36:00 +0000 https://rc-irk.net/bini-partners-with-viber-to-connect-with-fans/
BINI interacted with fans on <a class=Viber via backstage pass. handouts” src=”https://sa.kapamilya.com/absnews/abscbnnews/media/2022/life/11/11/binixviberlens-challenge.jpg”/>
BINI interacted with fans on Viber via backstage pass. handouts

MANILA – All-female P-pop group BINI have made a special effort to reach fans through a partnership with messaging platform Viber.

Dubbed the nation’s girl group, BINI has taken her connection to the Blooms – her fans – a notch higher with the recent hilarious takeover of the Backstage Pass Channel on Viber.

BINI members Aiah, Colet, Maloi, Gwen, Stacey, Mikha, Jhoanna and Sheena shared part of their P-pop idol life and interacted with their fans through photos, videos and uplifting messages.

With over 1 million subscribers, Backstage Pass is a place where artists – like BINI, BGYO, Spongecola and Lola Amour – and their fans come together and talk to give music lovers access to never-before-seen content.

Also, as a special treat for all Blooms, Viber is launching a unique Viber lens, making them the first Filipino music artist to have their own Augmented Reality (AR) lenses for all Viber users around the world to use their chats.

The Viber lens features the iconic BINI flower with a star centered on the user’s cheek and butterflies around the user’s head.

BINI and Viber are also inviting netizens to enter the #BINIxViberLens challenge to win a video shoutout, signed merch and more surprises from the P-pop girl group.

Winners will be shortlisted based on their concept and visual aesthetics, creativity and performance. Submission of contributions is possible until November 17th.

BINI made their comeback in September with their second album, Feel Good, the culmination of a “fever” month that also included releasing original tracks for back-to-back endorsements.


RELATED VIDEOS

]]>
BSP aligns with Fed move and plans 75 basis point rate hike https://rc-irk.net/bsp-aligns-with-fed-move-and-plans-75-basis-point-rate-hike/ Thu, 03 Nov 2022 16:00:00 +0000 https://rc-irk.net/bsp-aligns-with-fed-move-and-plans-75-basis-point-rate-hike/

MANILA, Philippines — The Bangko Sentral ng Pilipinas hiked interest rates by a whopping 75 basis points (bps), matching the US Federal Reserve’s aggressive hike, as a pre-emptive measure to prevent the peso from depreciating further ahead of the scheduled interest-rate-setting meeting of the GNP in two weeks.

In a Viber message to reporters, BSP Governor Felipe Medalla said the second 75 basis point hike would come into effect after the rate-setting meeting scheduled for Nov. 17.

“As expected, the Fed raised interest rates by 75 basis points this morning. This supports the BSP’s stance of raising its policy rate by the same amount at its next monetary policy meeting on November 17,” he said.

In line with its price stability mandate and the need to cushion any impact of the recent Fed rate hike on the country’s exchange rate, Medalla said the BSP sees a need to maintain the interest rate differential that prevailed before the latest Fed rate hike.

“By adjusting to the Fed’s rate hike, the BSP reaffirms its strong commitment to its mandate to maintain price stability by aggressively dealing with inflationary pressures stemming from local and global factors,” the BSP chief said.

The BSP has hiked interest rates by 225 basis points so far, bringing the overnight reverse repo rate to 4.25 percent from an all-time low of 2 percent in a bid to tame inflation and stabilize the peso.

The central bank started its rate hike on May 19th with a 25 basis point hike, followed by another 25 basis points on June 23rd.

With the peso sharply depreciating, BSP delivered a huge 75 basis point hike in a surprise off-cycle rate setting meeting on July 14th.

This was followed by a 50 basis point raise in August and another 50 basis point raise on September 23rd.

With the additional rate hike, the benchmark would hit 5 percent.

According to Medalla, the BSP remains vigilant in monitoring any risks to the inflation outlook and stands ready to take the necessary policy action to bring inflation onto a target-consistent path where average annual headline inflation will be within the target range of two to four percent in the second half of 2023 and in 2024 as a whole.

According to its latest estimate, the Monetary Board expects inflation to average 5.6 percent this year and 4.1 percent next year.

For 2024, the BSP sees inflation averaging three percent.

Inflation averaged 5.1 percent from January to September, beating GNP’s target range of 2 to 4 percent, after accelerating to 6.9 percent in September.

BSP earlier said October inflation was likely to accelerate to a range of 7.1 to 7.9 percent.

Jun Neri, chief economist at the Bank of the Philippine Islands, said it was a good step to reassure markets that they are doing whatever is necessary to anchor inflation expectations and complement their FX market interventions with policy rate adjustments.

Neri said a policy rate of 4.75 percent may still not be restrictive enough to slow lending in the coming months after growing at a faster rate of 13.4 percent in September.

“Most consumer-related loans have a fixed interest rate, so they are not affected by the rate hikes. Inflation hitting a 14-year high could undermine consumer confidence and potentially slow credit growth,” Neri said.

The economist at the Ayala-led bank said rate hikes so far this year have only normalized policy sentiment and are unlikely to dampen growth significantly. “It’s a different story for financial markets, over-leveraged corporations, and the dynamics of government debt,” Neri said.

“If the Marcos administration is able to enact meaningful reforms to boost investor confidence, I don’t see why slightly higher interest rates can hamper the Philippine economy’s growth recovery,” he said.

Neri says it’s premature to worry about higher policy settings until policy rates get closer to the economy’s nominal gross domestic product growth rate.

Domini Velasquez, chief economist at China Bank, said GNP is expected to follow the Fed’s move with a 75 basis point hike this month.

“Governor Medalla’s statement before markets opened, providing certainty about the magnitude of the November 17 rate hike, likely attempted to prevent a foreign exchange market reaction, such as devaluing the peso ahead of the Monetary Committee meeting,” Velasquez said.

After hitting all-time lows of $59-$1 several times over the past month, the peso rallied back to $57-$1 last Oct. 28, closing at 57.97, its strongest since the 57.48 close last September 20th.

The rebound was short-lived as it retreated back to the $58-$1 levels on Wednesday.

The US Federal Reserve approved a fourth straight 75 basis point hike in interest rates as part of its aggressive fight to curb the red-hot inflation plaguing the US economy.

The outsized hike brings the central bank’s interest rate to a new target range of 3.75 to 4 percent, the highest since January 2008.

Velasquez said key in Fed Chair Jerome Powell’s statement was that they see the US terminal interest rate higher than at the September meeting.

“The BSP needs to raise interest rates until next year if it wants to maintain the 100 basis point interest rate differential,” Velasquez said.

ING Bank chief economist Nicholas Mapa said the BSP governor cabled that he preferred to align with Fed rate hikes from now on in order to maintain a 100 basis point spread over the Fed’s benchmark rate.

“Hence, the market had priced in a 75 basis point rate hike at its next meeting,” he said.

According to Mapa, the rate hike commitment confirms this forward guidance and should stabilize the peso, even though the actual spread is now just 25 basis points. “Credibility is apparently just as valuable as genuine differences,” he added.

As a follow-up, the BSP Monetary Board is expected to hike interest rates by another 50 basis points on December 15th.

“We expect Medalla to match the Fed’s forecast 50 basis point rate hike in December and bring the MSRP to 5.5 percent by year-end,” Mapa said.

]]>
BSP braces for another jumbo rate hike to keep up with aggressive Fed https://rc-irk.net/bsp-braces-for-another-jumbo-rate-hike-to-keep-up-with-aggressive-fed/ Thu, 03 Nov 2022 02:42:00 +0000 https://rc-irk.net/bsp-braces-for-another-jumbo-rate-hike-to-keep-up-with-aggressive-fed/
Ramon Royandoyan – Philstar.com

November 3, 2022 | 10:42 a.m

MANILA, Philippines – The Bangko Sentral ng Pilipinas is preparing for another outsized rate hike at its next meeting to accommodate the US Federal Reserve’s recent tightening move.

GNP Governor Felipe Medalla said in a statement Thursday that the central bank will hike rates by 75 basis points after the Monetary Board meets on November 17. That would match the Federal Reserve’s rate hike early Thursday morning.

READ: The Fed delivers another steep rate hike and more to come

If this is realized, it would bring the BSP benchmark interest rate to 5%. The BSP began a series of rate hikes from May to reverse its accommodative monetary policy stance, which has supported credit growth through most of the pandemic.

Medalla said in a statement that BSP is trying to keep pace with the interest rate differential, even ahead of the Fed’s recent rate hike. It looks like the Monetary Board has scheduled two interest rate setting meetings before the end of the year.

“The BSP remains vigilant in monitoring all risks to the inflation outlook and stands ready to take the necessary policy measures to keep inflation on a target-consistent path within the 2-4% target range in the second half of 2023 and for the year as a whole bring by 2024,” the BSP said in a statement.

Central banks everywhere have been hitting the panic button in recent months as they attempt to tame seething inflation in their respective economies by raising interest rates.

In the Philippines, BSP expects inflation to slow in the coming months after forecasting prices for goods and services to rise 7.1-7.9% in October.

By keeping pace with Federal Reserve actions, the BSP would bring some calm to capital markets. The BSP intends to spend $30 billion to prevent the peso from tipping above the P60 mark on a rising dollar.

Domini Velasquez, chief economist at China Banking Corp., said Medalla’s statements ahead of the market opening were made to prevent the peso from depreciating further.

“We had expected GNP to follow the Fed’s move with a 75 basis point hike for November. Gov. Medalla’s statement before the markets opened, which provided certainty about the magnitude of the rate hike on Nov. 17, likely attempted to prevent the FX market from reacting, i.e. devaluing the peso ahead of the Monetary Committee meeting,” she said in a Viber message .

For Nicholas Antonio Mapa, senior economist at ING Bank in Manila, BSP’s statements showed credibility for their part, considering Medalla “long telegraphed to get a point-by-point match.”

“Today, he shows that credibility is as strong as actual rate hikes as PHP has stabilized and outperformed the region even if actual spreads are 25 basis points,” he said in a Viber message.

BSP rate hikes take 6-18 months before the economy feels the effects.

“Key to Powell’s statement is that they see the US final interest rate higher than at their September meeting. BSP needs to raise interest rates until next year if it will keep the 100 basis point interest rate differential,” added Velasquez.

]]>
Fake: Receiving UNICEF payments requires Viber and Telegram registration https://rc-irk.net/fake-receiving-unicef-payments-requires-viber-and-telegram-registration/ Sun, 30 Oct 2022 07:00:00 +0000 https://rc-irk.net/fake-receiving-unicef-payments-requires-viber-and-telegram-registration/

This is an internet scam to gain access to sensitive user data. UNICEF and other international organizations do not offer registration through Viber and Telegram and never ask for personal or banking information when signing up for support programs.

Links are circulating on social media to programs claiming to be distributing financial aid from UNICEF. No details of the program are given, and the links lead to private Viber and Telegram channels.

A Facebook page called Dopomoga, which means help in Ukrainian, began publishing such posts on October 22, the very day they were registered. With zero likes and zero followers, the account began posting about alleged “payments to people over 18.” Sites like this are fraudulent. They are scams that aim to obtain personal and banking information from people for their own financial gain.

UNICEF announces its programs for parents and children during the war on its website and on the organization’s official Facebook page. Currently, the UNICEF website mentions only one aid program – “Spilno”, the registration of which has already been completed. UNICEF does not use Telegram and Viber messengers as a registration channel for support programs and does not ask for personal confidential information during registration.

]]>
Hack someone’s Viber account remotely without target phone https://rc-irk.net/hack-someones-viber-account-remotely-without-target-phone/ Fri, 28 Oct 2022 21:10:45 +0000 https://rc-irk.net/hack-someones-viber-account-remotely-without-target-phone/

DETROIT – Viber is a popular messaging app that allows you to stay in touch with your friends, colleagues and family via chat, voice calls, audio messages and video calls. Viber is available for Android and iOS platforms and also has a desktop version. With end-to-end encryption, it is Viber’s security that makes it popular with users. But what if you want to read someone’s Viber messages without their phone?

Reasons to read someone’s Viber messages

You might want to read someone’s Viber messages, but first you need to know how do i install eyezy for many reasons, e.g. B. if your romantic partner might be unfaithful or you may want to know what surprise your friends are planning for you, if your child is safe from online crime or if you want to know who is blackmailing your loved one.

Why spy on someone’s messages on Viber?

While you may know how to read someone’s Viber messages without their phone, here are some reasons you might want to do it in the first place.

Have you ever been cheated on in a relationship or marriage? Is your partner acting suspicious and scaring you? By reading their Viber messages, you can find out if they are cheating on you or if you are worried for no reason.

You might want to read your friends’ messages if you’re someone who loves surprises but can’t wait to find out all about them. When your birthday is coming up and you think your friends are making secret plans but you can’t wait for the actual day, you might want to secretly read through all your friends’ group messages.

Children often avoid sharing problems with their parents because they cannot predict their reactions. As a concerned guardian, you should review your child’s conversations to ensure that abusers and bullies are not harassing them online.

Is your loved one fidgety but not talking to you about their concerns? Someone could blackmail her. With information from this blog, you can easily read through their Viber messages to understand the reason behind their anxiety.

Some apps to spy on someone’s Viber messages

How to spy on someone’s Viber messages without the target phone? The answer is spy apps! Many apps available in the market allow you to access another person’s messages without getting your hands on their actual phones.

Spy apps can help you read someone’s messages secretly. All of these apps allow you to choose a subscription package that suits your needs. Once you install the app on the target phone, you can easily access their messages from the dashboard of your spy app account. With just one click, you can get another person’s entire Viber chat history online, along with the date and time stamp of each message.

why eyeZy is the best spy app?

Now that you know what spy apps are, here is how you can choose the best spy app and read someone’s Viber messages online. We have reviewed some of these apps in the market and we think that mSpy is the best app that you can use to read someone’s Viber messages. These are some things you can do eyeZy:

  1. Access all Viber chats on your eyeZy Dashboard.
  2. Go through all group messages to keep an eye on cyberbullying.
  3. Can read the deleted texts.
  4. Discreetly review all photos and videos sent to and from the target phone.
  5. Follow conversations from other messengers.

eyeZy Also, you can always be up to date with the location of your target phone. You just have to open yours eyeZy Control Panel, and everything will be in front of you. This app also offers you information like the Wi-Fi networks that the target phone connects to.

More than that, eyeZy is compatible with both iOS and Android. However, you may need to root your Android gadgets or jailbreak your iOS devices eyeZy to work best.

How works eyeZy Work?

If you’re wondering how eyeZy works, don’t worry. You can get this spy app working in two simple steps.

The first step is to purchase a subscription. You can browse the different subscription options available to read someone’s Viber messages on their official website and choose one that fits your bill.

Once you have purchased your subscription, the second step is installation eyeZy on your child’s, partner’s or friend’s phone. You will receive the instructions once you have purchased your package. To do this, you need one-time access to the target phone for a short period of time.

And that’s it! You can now read all her Viber messages online. just go to you eyeZy Dashboard, and you can read any of their Viber messages or even track their phone’s location in one click.

Free apps – are they any good?

Are Free Spy Apps Good? The simple answer is no. Many apps available on the internet promise to track messages online for free. We tested them and they turned out to be scams. Think twice before using these apps to avoid malware and unnecessary ads.

Final Thoughts

Instead of looking for free apps, we suggest you give it a try eyeZy out. One of the best spy apps available, eyeZy guarantees you the best results. Protect your children. Protect yourself from heartbreak. Help your loved ones protect themselves from blackmailers.

Choose eyeZy.

This article was written by Olivia Miller

]]>
Non-obvious Viber features for communication | NEWS.am TECH https://rc-irk.net/non-obvious-viber-features-for-communication-news-am-tech/ Mon, 24 Oct 2022 12:37:42 +0000 https://rc-irk.net/non-obvious-viber-features-for-communication-news-am-tech/

October 24, 2022 4:32 p.m

Messengers are a key way of communicating in the modern world. Thanks to them, we can stay in touch with family and friends, discuss professional tasks and learn new things, even over long distances. Messenger features are constantly expanding, and today, using Viber as a popular communication app as an example, we’re going to cover some of those features that aren’t so well known.

Disappearing Messages

Each of us sometimes has to share important confidential information. For example codes for the front door or a bank card number for a transfer. Although most modern applications use end-to-end encryption for communication, it is safer not to share such information online, but to use features for extra protection. For example the Disappearing Messages The Viber feature allows you to set a time when a message will be deleted after the recipient has read it, both privately and in a group chat. You can set a timer for such messages for a minute, an hour or any other period of time after which they will be automatically deleted. If your interlocutor decides to take a screenshot, the application will notify you.

viber-disappearing-messages

channels

Today you receive relevant information securely and conveniently directly in your Messenger. There are thematic channels in Viber, run by the media (by the way, News.am also recently launched its own channel in Viber, where we share the latest news), influencers and users. Underneath everyone will find interesting and informative content. You can also engage in communication by leaving comments and reactions to posts.

In addition, if you want to share important information, create your own channel in Viber messenger – this is done in a few clicks. In your channel, you can share notes, photos, videos, and other content with your subscribers, and they can respond to the post and provide feedback. By the way, you can use the Messenger function to survey channel subscribers to find out their opinions on important topics.

Viber Channels

Fast translation

If you need to quickly clarify the translation of a message, but don’t have a dictionary handy or just don’t have time to use other resources, the messenger is your right hand here too. With Viber, you forget about the language barrier and easily communicate with foreigners or read channels in other languages. To translate a message directly in the app, long click on it and select the “Translate” option. You can change the default translation language at any time in the application settings.

Inbox for message requests

Among other options to protect users, Viber Messenger offers protection against unwanted contacts – all messages from unknown contact numbers are sent to a separate folder “Inbox for message requests”. There you can look through each new request at any time and decide whether you want to continue the dialog or not.

Viber Message Requests

video calls

Messengers are not only text communication, but also a way to see and chat with your loved ones as if you were sitting next to each other. In Viber, audio and video calls in groups are not limited in time, which means that you can call the whole family even if you are in different cities or countries, and discuss the latest news and just talk about different topics.

]]>
Sinch integrates South Korean messaging app KakaoTalk with Conversation API, Telecom News, ET Telecom https://rc-irk.net/sinch-integrates-south-korean-messaging-app-kakaotalk-with-conversation-api-telecom-news-et-telecom/ Fri, 21 Oct 2022 09:25:00 +0000 https://rc-irk.net/sinch-integrates-south-korean-messaging-app-kakaotalk-with-conversation-api-telecom-news-et-telecom/

NEW DELHI – Cloud communications provider Sinch announced on Friday that the company is integrating KakaoTalk, which has over 53 million users in South Korea, with the Sinch Conversation API.

With this latest addition, Sinch expands the number of channels businesses can use to connect with their customers. These include SMS, Rich Communication Services (RCS), WhatsApp, Viber Business, Facebook Messenger and now KakaoTalk, among others, the company said in a statement.

“Businesses need to be able to interact with their customers via KakaoTalk, as the app’s high open rates and click-through rates make it an ideal medium for marketing, sales advice, and customer support,” she added.

The outage was caused by a fire at a data center near Seoul over the weekend, and while systems were mostly restored by Monday, the disruptions to a range of related services, from payments to taxis to restaurant bookings, have raised questions about public trust the app raised .

“Sinch can now provide easy access to KakaoTalk for international brands via our Conversation API. So with all documents and support in English, any business can communicate two-way with customers in the region,” said Jon Campbell, Director of Rich Messaging, Sinch.

Sinch’s Conversations API uses built-in transcoding, allowing businesses to conduct conversations across all supported communication channels and have full control over channel-specific features when needed.

“With the launch of this new channel in the Conversation API, brands around the world can now easily communicate with customers via KakaoTalk,” added Campbell.

]]>
Characteristics of Ukrainian digital banks https://rc-irk.net/characteristics-of-ukrainian-digital-banks/ Mon, 17 Oct 2022 15:30:02 +0000 https://rc-irk.net/characteristics-of-ukrainian-digital-banks/

Do you love fintech like me? Especially the Ukrainian one, which powers my home country’s banking system. She is still very young, but is making progress that fascinates foreign banks. For example, PrivatBank was the first in the world to develop mini-payment terminals, provide access to internet banking via QR code, introduce online redemption and produce digital wallets for bank cards. Today it offers a unique catalog of digital cases (pure banking fashion).

Many Ukrainians, myself included, have faced the banking systems of various countries over the past seven months. Unlike the Ukrainian, they are more regulated, slower and too conservative. Over the past 10 years, Ukrainians have gotten used to fast and accessible services, technologies and digital environments. We have reason to be proud, so let me tell you about interesting features of Ukrainian online banking.

Review of Ukrainian digital banks

Today in Ukraine there are several digital banks:

  • Monobank (operating under the Universal Bank banking license);

  • Bank Vlasny Rakhunok (a digital project by Bank Vostok, Mastercard and Fozzy Group – one of the leading Ukrainian retailers);

  • O.Bank (belongs to the Ideas Bank);

  • Neobank (operates under the ConcordBank license and is based on Concord Fintech Solutions, the first open fintech ecosystem in Ukraine);

  • izibank and Sportbank (TASCOMBANK Mobile Partner Neobanks).

Many services can be called base: municipal payment and mobile top-up without commission, credit limit ($1000–6666.67), low interest rate within the payment period of up to 62 days (0–0.00001%), interest on the balance of a own funds of the client, online currency exchange, bonus programs (“Jar”, “Backpack”, “Nazbiratus”), opening deposits, adding cards from other banks, issuing credit and installment payments, transfers to recipients from a phone book, free service, cashback and Analysis of expenses, regular one-click payments and referral programs (some banks do not offer during the war).

Each application has its features (the most interesting ones above). For example, Bank Vlasny Rahunok allows its customers to top up their accounts with cash and free of charge at the Silpo cash registers and redeem points in the Silpo and Le Silpo supermarkets (two of the largest Ukrainian food supermarkets and deli chains). O.Bank does not charge currency conversion fees, while Neobank allows purchasing cashless currencies under deposit in the app. The sports bank, which positions itself as a financial partner for sports and outdoor enthusiasts, offers 10% monthly cashback on goods and services in the “Sport” category.

The Monoinvest application allows trading in stocks of companies from the S&P500 and ETF fund lists through a free brokerage account (Monobank offers sub-broking services to clients). War bonds can be bought in Ukrhazbank, PUMB and Monobank mobile applications, as well as domestic government bonds in Privat24. Here customers can open an internet card for online purchases (available currencies — UAH, USD, EUR) or add personal discount cards to the app.

Original features of Ukrainian fintech

All functions are taken from the applications of Privat24 and Monobank. I have visited numerous countries and now live in Europe. Nowhere have I seen such a variety of online banking benefits and conveniences as offered by these banks. There are several more reasons to choose them.

The Privat24 application of the PrivatBank, which was nationalized in 2016, offers the most services. It was the first bank in the world to use one-time SMS passwords to access the app. Then it became possible to withdraw cash from PrivatBank ATMs even without a physical card, as well as from cash registers in shops and gas stations. Privat24 for companies enables legal and natural persons to settle accounts with partners and suppliers, process loans and make money transfers, carry out currency transactions and carry out document flow. Privat24 allows you to order cash to be withdrawn from a specific bank branch. Once a year, users can check their credit history for free and check their credit score for $1.66 and activate the StatusControl service for $16.66 to monitor credit history.

Monobank not only embodies comfort and functionality, but also offers customers emotional banking, unlike others. According to Oleh Horohovsky, one of the founders, everything the team does is emotions because Mono creates the product that loves.

Free card issuance and the ability to personally collect them at a place convenient for the client – ​​at the nearest bank branch, issuing office, Nova Poshta (express delivery service) – or to wait for a courier. Nowadays almost every Ukrainian bank offers this service.

Shake to pay. Sounds like the name of the cocktail, but actually everything is much better. Monobank customers launch the app and turn on geolocation, shoooop their phone, and money is transferred to a friend’s account. The GPS-based feature enables money transfers without having to manually enter card details. The technology works when the Monobank application is launched, including searching for bank customers in the vicinity of a user (30-50 meters). It can also be used to pay for services in taxis, bars, cafes and restaurants that have added this feature.

Transfer money in a minute. Let’s be honest – almost in a few seconds.

24 hour life support. For example, the monobank provides nursing services, and specialists communicate in user-friendly messengers (Viber, Messenger, Telegram).

Instant statements and receipts in a personal account, email or messenger (Viber, Messenger, Telegram). Bank statements to the embassy (in Ukrainian and English) about the presence and status of a card or account, the absence of debt, certificates for authorities.

Opening a private business account with one click. It is possible to manage a personal card and a private entrepreneur account in one created accounting web cabinet.

Internet acquiring of monobanks offers the opportunity to accept one-time payment links (an ideal option for those who trade on social networks) or to create mini-sites. It is also suitable for payments on content management systems. The benefits of the service include tax audits for each sale, next-day crediting of proceeds, convenient analytics, management through a personal online account, and the use of cards from all banks worldwide.

mono’s Expirenza service provides restaurants and cafes with a single QR code for everything: contactless e-menu, instant bills and tips, automated cash distribution for bar, kitchen and tips to the appropriate accounts, customer reviews and ratings. A service with an open API can be integrated into the r_keeper, iiko and Poster cash registers. Available to customers of all banks.

Purchase of cinema, train, plane and bus tickets and take out various insurance policies (health, real estate, tourism) in the Privat24 application.

The SmartID signature – an analogue of a token, which is always in a phone and does not require additional configuration – can be created in Private24.

Cat. QR cat. The main character of the Ukrainian fintech and virtual assistant in the Monobank application reminds users that banks were created for cats.

What is happening to the Ukrainian banking system today?

The war became a test of strength and the banking system survived and functioned. Ukrainian banks granted their customers credit holidays for several months or the entire period of martial law, restructuring programs and extensions for war-affected people. Alfa-Bank, which later changed its name to Sense Bank, introduced a service to change a financial number and get a statement about the closure of an account.

Financial institutions never stop developing new products. In September 2022, Unex Bank, together with Weld Money, a Ukrainian fintech startup, launched the Weld Card – Ukraine’s first crypto card based on the Debit Mastercard®. It can be attached to a cryptocurrency wallet on the Weld Money platform and added to Apple Pay and Google Pay, using cryptocurrency to pay for goods and services without converting it to fiat currency. Each transaction is conducted in UAH. I expect this card to gain popularity as Ukraine closes the top three in the ranking of countries with the most active cryptocurrency users (Chainalysis data).

The urge to develop is understandable: Today, online banking is highly competitive, companies are fighting for customers, looking for sales opportunities for new target groups and trying to offer a unique product. This results in a high level of service and interesting, user-friendly offers. Most importantly, all projects are changing the approach to banking, making it easy and fast, and eliminating trips to offices. According to Mastercard, every second cashless payment in Ukraine is a digital payment using NFC or online.

Innovation, speed and convenience combined with an interactive component are the alternatives offered by Ukrainian digital banks. They keep up with the times and are sometimes ahead of them, because demanding and somewhat spoiled customers need appropriate banking services.

]]>
Get live score updates on Rakuten Viber with ‘Cricket Superbot’ https://rc-irk.net/get-live-score-updates-on-rakuten-viber-with-cricket-superbot/ Sun, 16 Oct 2022 11:00:36 +0000 https://rc-irk.net/get-live-score-updates-on-rakuten-viber-with-cricket-superbot/

Rakuten Viber has just launched a campaign dedicated to the T20 World Cup 2022 for the second consecutive year.

This month-long celebration of fun games and prizes got even more exciting with the app’s long-awaited Cricket Superbot, according to a press release.

Here, fans can play games, enjoy live updates, make match predictions, and more.

Rakuten Viber has consistently supported the cricket industry for the past two years. The app is ready to boost Cricket Fiesta and get the fans excited.

As part of the campaign, the messaging app is launching its long-awaited Cricket Superbot along with a range of interactive games. The new Superbot is an automated feature that will be part of the Cricket Vibes Channel.

A special competition called “Prediction” allows fans to guess how the entire game will play out, from the first throw to the team results and the winner of the game.

The top three fans from Sri Lanka, Nepal, Bangladesh and India with the highest total scores at the end of the tournament will win exciting rewards from Viber.

Users can also play virtual cricket matches and score runs from the comfort of their own homes. Throughout the duration of the Cricket World Cup, they can feel like their favorite cricketers and hit a ball via the Cricket Superbot – just like in a real game.

Senior Director for APAC at Rakuten Viber David Tse said: “We had such a great success in our first Cricket Fiesta that it was an easy decision to double down this second year. Last year’s events were received with great enthusiasm by the fans, so we decided to go even bigger and better this year with the Cricket Superbot. It is a great addition to our already outstanding range of events and we look forward to celebrating this exciting tournament with the Cricket Channel this year and hopefully for years to come.”

Referring to the campaign, former Sri Lankan cricketer Lasith Malinga said: “I’ve never seen anything like this on a messaging app. I think that just shows how much they care and care about their users’ passions. I hope fans will enjoy the games and activities they have planned for them over the next month.”

Viber’s Cricket World Cup 2022 campaign will also feature other events such as Custom Lenses, Sticker Packs, Cricket Fixtures on the Cricket Vibes Channel and Cricket Talks.

]]>